solution
Key Features for the AX Transition
Business Application
DI CUBE SEM
DI CUBE SEM
On-the-spot claims assessment—easier
and faster than ever!
By integrating disease lookups, pre-claims reviews,
and risk assessment guidelines into a single platform,
we enhance the speed and consistency of decision-making
for both field staff and claims departments.
Main Functions
Search support for disease information based on a disease dictionary and KCD codes
Scenario-based pre-screening and estimated decision outcomes for each disease
Underwriting guidelines and Q&A based on electronic medical manuals
Management of risk assessment criteria based on rating tables
Provision of health calculators for blood pressure, BMI, liver function, diabetes, etc.
Version and history management of underwriting criteria, scenarios, and disease information
Role-based screens and functions tailored for field users and underwriters
Support for integrated operation with existing underwriting and legacy systems
Key Features
A framework that standardizes underwriting criteria and reduces subjective judgment by modeling disease-specific rules into scenarios
Field underwriters and underwriting managers can share the same guidelines, enabling an immediate response system
Integrated disease lookup, risk assessment, and health calculation functions to simultaneously improve underwriting convenience and accuracy
Version control and batch updates are supported when underwriting criteria change, facilitating operational management
An electronic manual-based structure that systematically captures underwriters’ knowledge and expertise
Seamless integration with DI Cube EUS and insurance underwriting decision-making systems